Saint Cloud, MN > Saint Cloud, MN Real Estate

Real Estate Guide

-

Find a New Home in Saint Cloud, MN

Here you’ll find useful Saint Cloud real estate resources and organized information to help you find and buy your Saint Cloud dream home!

Related Guides

Get free bids for:
Add Your Real Estate Business

Find homes for sale in and around Saint Cloud

NEW! Search results include Saint Cloud MN real estate foreclosures.


$ to $




Saint Cloud Real Estate search powered by Trulia

More Buyer Resources

GREAT RESOURCES FOR HOME BUYERS

Find Your Dream Home: Protect Yourself:
Town Facts Icon American Towns Text Logo

Facts About Saint Cloud Real Estate

So how does the Saint Cloud MN real estate market look these days? Currently Saint Cloud has a average listing price for homes for sale of $193,780. The Stearns county average currently is $208,407.

The current number of properties on the market in Saint Cloud is 428. The Saint Cloud median listing price is $151,071.

For Stearns county real estate the total listings are 944 and a median listing price of $169,900. This compares to Minnesota real estate data, which this week shows a total number of listing properties as 33,779 with a median listing price of $199,900.

Latest Saint Cloud Homes For Sale

View all Saint Cloud MN Homes for sale

Add Your News

Saint Cloud Real Estate
Talk of the Town

News and Views

Refinance Your Mortgage Locally, as Mortgage Rates Drop to 5% Level

­­With recent Fed action, interest rates on 30 year fixed rate mortgages have fallen across the...

Winning the Real Estate Game in Saint Cloud in a Tough Market

It's pretty much accepted fact that a Minnesota home is one of the best investments you...

Your Saint Cloud Real Estate Roadmap

It’s the place where you celebrate family gatherings, sleep late on the weekends and pour most of...

Data provided by Informa Research Services. Click here for product details.

Informa Research Services Sourcing
The rate information on this page is powered by Informa Research Services, Inc. © 2009. This information has been obtained from various financial institutions, and Informa Research Services cannot guarantee its accuracy. The information includes financial product data that was in the Informa Research Services database at the time of publication, and may not reflect all of the products available in your region. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. When contacting financial institutions, always mention American Towns to ensure you receive the preferred Internet rate. Contact This e-mail address is being protected from spam bots, you need JavaScript enabled to view it to have your rates included in this chart.

Close

Mortgage

Purchase and Refinance

Fixed Rate/Adjustable Rate Conforming – APR&lquote;s are based on a $200,000 loan for a purchase transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA&lquote;s). Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo - APR&lquote;s are based on a $450,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice.

Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

“Are you searching for a loan amount of more than $417,000?
Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.

Featured Article for new disclaimer

Source: Informa Research Services

As part of the Economic Stimulus Act of 2008, Fannie Mae&lquote;s limit on conforming loans has been temporarily raised from $417,000 to $729,750, effective in certain high cost metropolitan statistical areas (MSAs). The limits on these new “jumbo-conforming” mortgage loans differ from area to area and have been based on the MSA&lquote;s median home price, with the upper limit capped at $729,750. If the median home price is less than $417,000, the conforming loan limit remains unchanged.

Please note that not all lenders will automatically raise their conforming loan limits. Inquiring directly with each lender is the best way to ensure you are assuming the correct conforming loan limit for your situation.

Home Equity

Home Equity Loans - Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+. Rate Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions “No closing costs” indicates that customer is not required to pay closing costs on the loan. “With closing costs” indicates that customer is required to pay closing costs on the loan. Rates displayed do not include discounts. Rates are subject to change without notice.

Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $50,000 or $50,000+. Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with the institution, expressed as a percentage. Rates shown may be subject to regional pricing.

Conditions – “No closing costs” indicates that customer is not required to pay closing costs on the line of credit. “With closing costs” indicates that customer is required to pay closing costs on the line of credit. Rates displayed do not include discounts. Rates are subject to change without notice.

Close
 

Real Estate Agents: Be the Local Expert for Saint Cloud