I have been a financial advisor since 1990. As an IRS Enrolled Agent, I am an expert in taxes, consumer finances, including investments, real estate, mortgage, credit and insurance. I am fully licensed and credentialed in each of the above mentioned fields. In addition, I provide planning software, which includes numerous self-help videos and tutorials on each of the above mentioned fields and am available for consultation on any of the above financial topics. I sincerely hope to serve you well should you choose me as a trusted advisor. Harvest Finance and Mortgage Inc