Health and Fitness
September 30, 2022
Des Moines, Iowa – Open enrollment for Iowans purchasing or changing their Affordable Care Act (ACA) individual health coverage for 2023 runs Tuesday, November 1, 2022 – Sunday, January 15, 2023.
"The time for Iowans to be thinking about health insurance coverage for 2023 is now. Employers are also offering choices, but for Iowans looking to the individual market, the time to enroll is coming very soon,” Iowa Insurance Commissioner Doug Ommen said.
Iowans can preview plan options at healthcare.gov beginning October 1, 2022. Please be aware that the premium amounts will not become official until open enrollment begins November 1, 2022.
"As the ACA's open enrollment season begins, Iowans considering individual plans should talk with a licensed insurance agent to thoroughly research all coverage options to determine the best plan for themselves and their families,” Ommen said.
“It is important to realize that the sample premiums do not account for the premium assistance tax credits available for many households,” Ommen added. “The sample premiums available for review are based on geographical rating areas and also may not be available in the county in which you reside, but are a way to begin to understand the offerings.”
Iowans who wish to purchase ACA-compliant coverage must complete enrollment between November 1 - December 15, 2022, for coverage to begin January 1, 2023. For those enrolling between December 16, 2022 - January 15, 2023, coverage will begin February 1, 2023. During open enrollment, Iowans may call 1-800-318-2596 or visit healthcare.gov for information regarding enrollment and to calculate applicable tax credits.
Local insurance agents, assisters and Iowa’s navigators are available to help Iowans review which insurance plan may best fit their needs. Iowans can find local help by visiting https://localhelp.HealthCare.gov/.
Important information about individual coverage for 2023