Bankruptcy is a painful process of letting go. Legally, it can become complicated when you don’t file for bankruptcy at the right time. The most prevalent circumstances under which one may file for bankruptcy are long and extended periods of unemployment, when your debts and dues seem to sky-rocket with no apparent solution, when you start selling your personal assets to repay dues and keep the business running or there are lawsuits filed against you for pending repayments. The reasons for declaring bankruptcy could be wide and varied and different for individuals and companies.
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