Ben Cartagena - Citizens, Home Mortgage

Ben Cartagena - Citizens, Home Mortgage
33 Center Street
Ludlow, MA 01056
M-F 9am-5:30pm, Sa-Su Closed (Or By Appointment)

Monday: 
9:00 am – 5:30 pm
Tuesday: 
9:00 am – 5:30 pm
Wednesday: 
9:00 am – 5:30 pm
Thursday: 
9:00 am – 5:30 pm
Friday: 
9:00 am – 5:30 pm
Saturday:  Closed
Sunday:  Closed


Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.