AgSouth Farm Credit is an agriculture financing cooperative. AgSouth provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. The Association serves 147 counties across the states of Georgia, North Carolina and South Carolina and is headquartered in Statesville, North Carolina. AgSouth Mortgages is the home loan division of AgSouth Farm Credit. AgSouth Mortgages specializes in home loans with large acreage. They also offer construction to permanent loans, VA loans, first-time homebuyer programs, and USDA loans.