Ann-Marie Cudzilo joined First Command Financial Services as a Financial Advisor in November 2018. She previously worked for 11 years as Retirement Plan Sales Manager at Transamerica. A graduate of Hope College with a bachelor’s degree in Sociology and Spanish, Ann-Marie holds Series 6, 63, 65 securities licenses plus life and health insurance licenses in IL, WI and MI. Understanding that the biggest obstacle to financial security for most people is their own behavior, Ann-Marie serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. She advocates time-tested financial principles, including disciplined, long-term saving and investing, careful debt management, and a thoughtful insurance strategy to manage financial risk. Ann-Marie will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals. Active in her community, Ann-Marie is a volunteer for her children's schools and several military charities. In her free time, Ann-Marie enjoys gardening, spending time with family, and working out. First Command offers a comprehensive set of financial planning products and services, including banking, investments, insurance and retirement planning. More than 500 First Command Financial Advisors across the country and abroad are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”