F&M Bank is your local solution for car dealer financing. As one of Harrisonburg’s auto loan lenders, we are proud to offer the kind of personalised service that only a true community bank can. You can count on F&M’s Valley-based loan officers to deliver fast, flexible and local decision making. With our century-long history in the Shenandoah Valley and high ranking on the American Banker’s top 200 publicly traded community banks, F&M Bank is a trusted source of car loans in Harrisonburg and Penn Laird.