If you want to feel confident about where your money is invested and find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you. With over 30 years of experience in the financial services industry, Michael is able to ask the right questions and listen to your answers in order to develop a plan specific to your unique situation. Everyone has their own comfort level when it comes to saving, investing, and planning for the future. Michael will work with you at yours. Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, Minnesota, with majors in business administration and organizational communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor), CASL (Chartered Advisor for Senior Living), AIF (Accredited Investment Fiduciary), is registered as an investment advisory representative of LPL Financial, and life and health insurance agent in North Dakota, Minnesota, Wisconsin, and Florida. Michael and his wife live in Duluth, Minnesota, have two children, a dog, and a cat. They enjoy outdoor activities, bonfires with friends, and traveling.