Rick has been in the financial industry for over 40 years and is an independent fee-based senior wealth advisor who offers comprehensive financial planning, investment management, and insurance consulting services. Rick was previously the President at Otis Magie Insurance Agency and holds a degree from the University of Minnesota - Duluth in Business and Finance. One of his proudest achievements is when he founded Financial Educational Seminars in 1998. Rick loves working with people one-on-one to help them pursue their financial goals by understanding their needs and frustrations and then providing comprehensive financial planning services. With the world of finance constantly on the move and changing, Rick is the person who is always up to date on what's happening.